The McGuire Team · Buying & selling resources

Real Estate Tools

Practical resources to help you plan your next move with confidence.

Mortgage calculator

Plan your next move. Adjust the numbers below to estimate your mortgage payment and everyday ownership costs.

For planning purposes only; this is not a loan quote or credit offer. Assumes a fixed-rate, fully amortizing loan. Excludes mortgage insurance (PMI), closing costs, maintenance, and other fees. Mortgage insurance may apply with a down payment below 20%. Taxes, insurance, and HOA dues may change. Confirm actual costs and loan terms with your lender.

Seller’s net sheet calculator

Estimate what you could receive at closing after your mortgage payoff and selling costs. Enter the amounts from your agreements and closing estimates.

Sale & loan payoffs

Expected sale price ($)

1st Loan Payoff / Mortgage payoff ($)

Other loans / liens to pay off ($)

Title & Settlement Charges

Escrow Fee ($)

Owner's Title Insurance ($)

Tax Certificate Fee ($)

E-Record Fee (per document) ($)

Multiplied by the document count below.

E-Record document count

State Guaranty Fee ($)

Document Preparation Fee ($)

Additional title / closing fees ($)

Real Estate Compensation

Seller's Brokerage Compensation

Buyer's Brokerage Compensation (paid by seller)

Transaction Fee ($)

Prorated Property Taxes

County taxes: credit from seller ($)

Homeowner’s Association Dues

HOA Re-Sale Certificate ($)

Other HOA transfer fees / dues owed ($)

Concessions, other costs & credits

Seller concessions to buyer

Repairs / home warranty paid at closing ($)

Other seller closing costs ($)

Other credits to seller ($)

Sale price and payoff are examples. All fees start at $0: enter every applicable cost for a useful estimate. Compensation is negotiable; use your agreed amounts. Enter each cost only once. Additional title / closing fees and other HOA fees should exclude the separately itemized charges above. Enter seller-paid amounts only.

Total Seller Expenses includes compensation, concessions, fees, and prorations. Total deductions adds mortgage and other loan payoffs. Planning estimate only, not a settlement statement or tax advice. Get a current payoff quote from your lender and confirm fees, prorations, credits, and who pays each item with your title company and agent. Enter tax prorations as a dollar amount; these are not calculated automatically. Excludes capital gains or income taxes and expenses paid outside closing. An earnest-money deposit is part of the sale price, not an additional seller credit.